Public Liability Insurance
Your hub for articles that help Australian small businesses understand public liability insurance, what it covers, typical costs, limits and excesses, and how to stay compliant.
Popular Guides and Tips
Discover practical explainers on how public liability insurance works for sole traders and small businesses, from tradies and cafes to retailers, consultants and start-ups. Learn how to choose a cover amount (for example $5m, $10m or $20m), understand exclusions, excesses and limits, and what affects your premium. We also break down contract requirements, venue and council requests, and when you may need to show a certificate of currency.
Find step-by-step advice on getting a quote, comparing insurers, and the claims process if an incident happens on a client’s site or at your premises. Our articles highlight Australian regulations and real-world scenarios across NSW, VIC, QLD and beyond, plus risk management tips to reduce claims and costs. New Wave Insurance, a trusted provider of small business cover in Australia, curates each piece to help you make informed decisions and protect your business with confidence.
What Our Customers Say
Real feedback from our valued customers
Michael S
11 hrs agoLuckily I haven't needed to use my policy
Kasper H
15 hrs agoeasy to get quotes and deal with, especially for boats which are hard to insure normally
Anthony N
2 days agoNew Wave are excellent to deal with
Robert T
2 days agoGreat quality boat insurance and friendly team
IAN R
2 days agoI have been impressed with your experienced understanding of larger vehicles which has made the process very smooth. Thankyou
Glen G
3 days agoWe have not had to make a claim but the renewal process is made very easy and I would gladly recommend New Wave
Raymond T
3 days agoGoog insurance
Ricki C
4 days agoGood service
Nadim El Bayeh E
6 days agoBest service
John B
a week agoInsurance with a piece of mind
Brian R
a week agoGood communication
Nicola M
a week agoGreat policy, helpful, peace of mind
Darryl W
a week agoHappy with the cost, yet to make a claim yet, hopefully never will.
Victor M
a week agoExcellent service on my previous claim. Efficient, quick and professional.
Leigh S
a week agoGreat service
Alana Y
2 weeks agoI had a great experience setting up and renewing my policy. The process was quick, straight-forward, and the customer service team are always extremely helpful and responsive. Highly recommend!
Peter L
2 weeks agoGreat service and great value
Eric D
2 weeks agoDecent price, no knowledge of if they honor claims as I haven't made any
Matthew D
2 weeks agoHave been wonderful to work with from the start.
Thorsten M
2 weeks agoThe cheapest and easiest boat insurance around. Have continued to use over the last few years
Hayden B
2 weeks agoGreat service
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- Discount applies to the premium paid for a new New Wave Insurance Boat insurance policy initiated online on or after 1 Jan 2021.
- The discount cannot be used in conjunction with any other offer.
- Discounts do not apply to any renewal offer of insurance or mid term endorsement quotes.
- Discounts only apply to the insurance portion of the premium. Discounts are applied before government charges, taxes, levies and fees.
- We reserve the right to change the offer without notice.
- Only applies to New Business quotes
- Only applies to automatic online quotes
- If your quote request is referred to an underwriter they may or may not ask for a survey report